Opinion/Report
EBA Opinion on AML/CFT Risks in EU Financial Sector
EU — EBA
Published: 28 Jul 2025
SummaryAI-generated
- 70% of national authorities report high/increasing ML/TF risk
- Fintechs often prioritise growth over robust AML/CFT controls
Most Recent
Updates
Latest regulatory updates
Regulation
MFSA: Amendment to Reporting Requirements for Payment Service Providers
Malta — MFSA
Published: 12 Jun 2025
SummaryAI-generated
- Quarterly reporting threshold adjusted
- Introduces simplified filing for micro PSPs
Guidance
ESMA Guidance on Crypto-Asset Service Providers
EU — ESMA
Published: 03 May 2025
SummaryAI-generated
- Stricter custodian due diligence
- Enhanced periodic reporting requirements
Consultation
MFSA Consultation: Consumer Protection in Digital Lending
Malta — MFSA
Published: 20 Apr 2025
SummaryAI-generated
- Proposes stronger disclosure obligations for lenders
- Seeks views on affordability assessments
Technical Standard
EBA Technical Standards on Outsourcing
EU — EBA
Published: 15 Mar 2025
SummaryAI-generated
- Clarifies third-party risk assessment requirements
- Defines mandatory contract clauses for critical functions
Update
ESMA Update: Market Abuse Reporting Clarifications
EU — ESMA
Published: 01 Jul 2025
SummaryAI-generated
- Clarifies suspicious transaction reporting thresholds
- Introduces examples for borderline cases